Medical Shortfall Insurance

Medical Shortfall Insurance provides cover for the shortfall between what a medical practitioner charges and what your medical aid pays, for any in-hospital surgical procedure or for certain out-of-hospital surgical procedures.

Individual Medical Shortfall Insurance

Medical Expense Shortfall Insurance provides cover for the shortfall between what a medical practitioner charges and what your medical aid pays, for any in-hospital surgical procedure or for certain out-of-hospital surgical procedures.

Product Facts

  • ZAR 150,000.00 Cover per annum
  • 3 Month waiting period from policy inception
  • Individual Cover
Underwritten by Abelard Underwritting Agency

Priced from

ZAR 75,00


Family Medical Shortfall Insurance

Medical Expense Shortfall Insurance provides cover for the shortfall between what a medical practitioner charges and what your medical aid pays, for any in-hospital surgical procedure or for certain out-of-hospital surgical procedures. This offers cover to you and your immediate family members.

Product Facts

  • ZAR 150,000.00 Cover per annum
  • 3 Month waiting period from policy inception
  • Covers your entire family (If they are listed members of a Medical Aid Scheme)
Underwritten by Abelard Underwritting Agency

Priced from

ZAR 125,00